If you don’t know your interest rate (IRR), but only have your APR, there is a way of figuring out the actual interest rate on Excel. For this, you need to know your EMI (monthly payment), duration of the loan (number of months) and principal (amount you borrowed). Let’s assume your EMI is 2,000 and you are paying over 5 years (60 months) on a loan of 100,000. Use Excel’s RATE function. In this example: ...
This is the 11th of 15 articles titled Classical Ilayaraja appeared on Usenet in the 90s. I’ve added links to the songs, so you can listen as you read. You could also try my Tamil song search. V.G.Pannerdass has got an experimental animal in his V.G.P Golden Beach near Madras! That is his “goorka”. He pays that watchman only to stand near the gate with an expressionless face. Whatever the passersby do, he would stand there with the same old expressionless face! Let Kamal Hassan do all the “seshtai” that he does in the last scene of Moonram Pirai, the VGP goorka’s mask like face would show neither happiness nor sadness! He’d neither cry nor laugh. The VGP management is so proud of this guy that it is even ready to bet a hefty prize money if that would motivate somebody to make this guy cry or laugh. I cannot help wondering at VGP’s morbid taste in having this kind of a person at their gate. ...